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I am in need of refinancing our home. We are currently almost 2 months behind on our mortgages. We stopped the foreclosure in October but are headed that way again if we don't find a way to refinance. When we stopped the foreclosure in October we thought it was paying for Novembers payment too but it wasn't so we were behind a month again right off the bat. We have a first and second mortgage we want to consolidate them. We also have an adjustable rate mortgage that is killing our finances. We filed bankruptcy almost 7 years ago. This is my dream home and don't plan on leaving it until I go in a box in the ground. If anyone knows anything that would help I would be very greatful. ... details >>>

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I owe less than 60k and have under 12 years left, tons of equity and current fixed rate of 6.5, My mortgage company wants to keep me where I am at. I want to refi to a better rate... Anyone know where to look? where it might make sense? Thanks.. Sm details >>>

the figures for unemployment, death, hunger, crime and many other difficiencies are rising and what are the world governments doing? they are sending their money into space and blowing it up on the battlefields. I find space fascinating. But shouldn't the welfare of people be more important. The shuttle programme currently costs about $4.5 billion per year.imagine how many mouths that could feed! The cost of the wars in Iraq and Afghanistan has soared and may now reach $811bn (£445bn), says a report by the Congressional Research Service. It estimates that Congress has appropriated $368bn for the global war on terror, including both conflicts. It says that if the current spending bill is approved, US war costs will reach $439bn, and it estimates that an extra $371bn may be needed by 2016. On that basis, the two wars would cost more than the $579bn spent in Vietnam It would seem that i am picking on the US, but this is and international problem and the Superpowers are... details >>>

Is there anyway of making money online even thou you are under age for a real job? Like surveys or such? details >>>

"Lower than prime," you heard someone say. Like most Canadians, you were probably first skeptical and then confused. We tend to think of the prime lending rate as the invisible "floor" of lending rates. The very best customers can get very close to that floor. It is theoretically possible, we reason, to actually be ON the floor, but not possible to be below it. Nevertheless, Canadian lenders offer mortgages at prime minus 0.5% to even minus 0.7%. So the floor isn't the lowest you can go. There's something under the "floor". The rate known as "prime" has been the popular benchmark for lending in Canada. When business reporters talk about interest rate movement, they usually talk about what's happening with prime. But there are other benchmarks in money rates, though they are typically for use by professional money managers. The most significant of these is the Banker's Acceptance rate. While "prime" is a set rate which is offered to a lender's best customers... details >>>

Everybody knows that people with their own product earn most of the money online. This is not secret. But creating your own product is time consuming it requires some money investment and you have to know what you are talking about, in other words, you have to give people solution to their problem that works. You have to spend your time working on product creation. You have to spend money. And you have to learn or know the solution to a problem people are desperate to solve. Creating a good product is not an easy task. But what if I told you that you can have your own already made information product ready to sell in under 5 minutes right now? Well, time may vary due to your internet speed and knowledge of how to do it. But somebody like me who has done it many times, could do it in 5 minutes for sure. Let me explain. Have you ever heard of Private Label Rights? You probably have. You pay somebody to give you rights to his product so you can name yourself as the author... details >>>

I got a high interest payday loan a while back. The weekly payments on that loan reduced my weekly available funds, causing me to need another loan in order to pay my bills. This hole has since gotten much deeper. How do I get out from under this debt? I would like to avoid bankruptcy if possible. details >>>

I found some Nintendo Wii systems on ebay starting under a $1 Are these a scam? Here's the direct link so you know what I'm talking about. http://rover.ebay.com/rover/1/711-1751-2978-71/1?AID=5463217&PID=2212781&mpre=http://video-games.search.ebay.com/wii_Systems_W0QQcatrefZC12QQfsooZ1QQfsopZ3QQsacatZ62054QQsbrsrtZd details >>>

Wal Mart cant seem to cooperate and let me purchase one, so can I find one ANYWHERE to buy online that meets my requirements? details >>>