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The subprime mortgage fiasco cuts into consumer spending and the revenue lenders receive from interest. It has been about 6 months now that this issue has effected the market. As the market reached all time highs just a couple weeks ago, what would the say is the overall health of the market? The subprime issue has taken its toll on the real estate market as well. Some say that it will last into mid 09. In this case, would real estate rental markets be in higher demand? Also, if the real estate market is in a slump, why are REITs looking like a spectulative buy right now for a lot of people? Simply diversification? Thanks everyone for their thoughtful input! ... details >>>

i just refinanced my home the original value was 45k and i had it paid down to 35k. when i refinanced it brought the value i need to pay back up to 51k. i have a adjustable rate now that will kick in may of 09 my percent is 12.750 i think. i pay 500 a month now for the mortgage and 720 total with all the taxes and stuff. i dont have a penalty for paying the loan of early so i want to pay it off in the next five years but with the arm my percent can go as high as 18.750. i dont want the bank to take my house from me because of the mistake i made by refinancing in the first place. so is it possible to refinance into a fixed rate and still keep the loan at 50k and still pay it of early with out any penalty. this is my first post so plz any and all help is great ... details >>>

I want to buy wii points with my credit card but i want to know when i buy the games will i have to keep paying for them. details >>>

My payday loans are drowning me. I cannot get ahead. It is getting worse everyday. I have bad credit and cannot get a loan to pay them off. What should I do? If I could pay them off and make one small monthly payment I would be able to make it. Please help, any advise? details >>>

For many home owners, the only way to get natural sunlight in the basement is through a window well. The exposed well, outside the window can accumulate dirt and debris unless special attention and protective coverings are used. A window well cover prevents dirt and leaves from accumulating in the well, and also prevents children and small animals from falling into the well and becoming trapped. They may even deter a burglar from braking into the house. Installing a window well cover will provide you piece of mind. In the last year, there have been many instances of animals and people trapped in window wells. Here we have listed a few: A buck was trapped in a large window well at a Bridgeport Church. Officials tranquilized the deer to move it. A muskrat was trapped in a window well. A golden retriever, aged 4, was trapped in a window well – perhaps her eyesight was going bad. An 84 year old man drowned in a window well outside his suburban home in September of 2008. A... details >>>

I live in the U.S. and every month I wire cash to Colombia using one of those well-known services. Not only is it expensive but I'm also unsure of what my family is doing with the money. I want them to have nice things but I would rather know what they're doing with the cash. Can anyone suggest a better way? details >>>

I got a 2 year fixed loan almost two years ago on my mortgage with money out to clean up credit so I could get a better rate but the rates have rose even higher. Should I lock in now or wait 5 months I have left to see what happens? details >>>

blurb taken from body of message sent: "I would be willing to employ you on contract basis to be my payment representative back in the states, this way I could issue and make these money orders out to you, you could then cash them easily, withdraw 10% of the total amount on these money orders as your commission and then send the rest back to me through Western Union wire transfer". details >>>

If you currently have a work at home business, you understand more than anyone, the importance of making a profit.  After all, when you run your own business, you are the only one that is going to be making the decisions.  One bad decision can throw your budget out the door.  The following is information that will help you to keep the costs down for your work at home business.   ExpensesThe first thing you should do is make a list of all the expenses for your work at home business.  This list should include daily, weekly, monthly, and yearly expenses.  These are your operating costs.  Items in your list may include such things as ink for your printer, subscriptions, Internet costs, and any taxes you may incur.    When your list is done, you will now need to evaluate it to see where you can cut out the items you really don't need.  For example, if you subscribed to a monthly website service, you must decide if this is something you really need for your business.  ... details >>>

I am in so deep with payday loans and I cant seem to get them paid off,just keep borrowing to pay another one off.I was wandering if there is someone who knows how to get out of this.I am so broke and Christmas is just around the corner,but it takes all my wages to just make the refinance charges so I never get anywhere.I was just wandering if there is help for this. details >>>