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Let’s face it, without credit, life would be unaffordable. How many of us can afford to pay cash for a car, house, appliances etc. Credit is a very import part of our culture. With good credit, companies are willing to lend money without charging interest for at times for up to twelve months. Good credit is powerful. It opens up opportunities for most people who would not otherwise afford the necessary things in life. Establishing credit can be a challenge. You just have to be patient. There are companies out there that offer secured credit cards. This is when you the customer deposits money into an account for which you are issued a credit card. You then can charge purchases on the credit card and make monthly payments. You have to be certain that the company providing the secured credit reports to the credit bureaus. The credit card bereaus are Experian, Equifax and TransUnion. After about a year, some companies are willing to switch to a regular credit card.&... details >>>

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I am a 27 year old male with no points on my licence, its been six years since any kind of accident, I have never been pulled over and given a ticket in my life. It seems that no matter what kind of car or what location Im in I can not get a good car insuarance rate. At one point I was paying over $4000 a year. I recently did an inquiry to see what it would cost to insure a 99 toyota tercell with an alarm, various anti-theft devices and in a state that is known for having lower cost insurance, plus it would only be for work and less than 10,000 miles a year in driving. I was quoted $209 a month! Other than one accident 6 years ago, I have a spotless driving record, why are my insurance costs so crazy? Thanks for all the help everyone, but I forgot to mention that the $209 is just for liability with a $2000 deductible. This is with many different Ins companies. I think I am just unlucky. ... details >>>

I have multiple payday loans and cant pay them back the interest is killing me anybody been through this and do you have any advice .I was told could go to jail because this so any good advice would be great . details >>>

i got into a situation where i needed money really bad. so i pulled several payday loans. Now i cant pay them back the fees are killing me to were i can't pay my other bills what do i do they wont negotiate they just want there money or fees i keep thinking i will close my account then contact them after that and try to work out something. What can happen to me if i default on a loan please Only helpful answers i already feel bad enough details >>>

What is it that credit repair agecies do to get things removed that i cant do myself. I have appt. with a repair agent but am on the ropes on wether i want to use the service or not. I mean he says it will take 45days to get things removed which sounds like he is just writing dispute letters. details >>>

Hello Fellow Money-Seekers, As Seen On OPRAH & 20/20 - TURN $6 into $24600 Earn money using PAYPAL as seen on Oprah & 20/20 THE PAYPAL 6 DOLLAR MONEY-MAKING METHOD AS SEEN ON OPRAH EARN HUGE $$$$$$$$ all you need is: 1) An email address 2) A PayPal account 3) $6.00 Ever since the internet became popular, the word "scam" has become a daily term. I have never once tried any money making "system" outside of this because of that very reason. However, after reading reports on the validity and reputation of this money making system (seen on Oprah, CNN, and other media forums) I decided to give this one a shot... Especially since the so called "risk" is only $6.00. I mean, for the chance, what a joke right? Anyway, only hours after implementing this exact system I about fell out of my chair as money ACTUALLY started rolling in. I couldn't believe it and for that reason, ... details >>>

North America is the only region in the world that give so many opportunities for many African American to become billionaire without barely finishing a high school diploma. While teenagers many of them were involved in crime and could barely pay for a subway bus transit ticket. All a sudden, thanks to their talent and lucky good eye of a recruiter, they become known and rich. Why a wealthy grown-up adult man like Mikel Vick risk his fame and fortune by doing stupid Dog fight.My father parent and great parent are Vietnamese refugee who were lucky enough to be chosen from a refugee Camp in Thailand to be sent to Canada. We came with nothing because we didn't have nothing back there, in Vietnam.It took us 10 years and my uncle is a millionaire and possess many restaurant and "depanneur" in Quebec.Imagine if one of us could get the 100 million dollars that Mickel Vick make in a year.He will probably loose half of his fortune with jewish lawyers like Mickeal Jackson... details >>>

I owe $2,200 this year, but don't have the money to pay. I have done my taxes on Turbo Tax, but it seems that I will have to pay at the time I file. I've heard that I can file an extension, but how long does that put off sending the money? details >>>

My husband is visiting family in india and needed to send me money back here in the US. He went to western union and they told him he cant send money to the US. Whats with that? I thought Western Union was worldwide? He finally decided on a bank transfer but had to go through alot of hassle and I wont get the money as fast. Why cant india have a more convinent way to send money else where in the world? details >>>