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I will graduate college next year. I'm getting antsy and I want to buy a house. I really don't enjoy paying other people rent! I was told in some cases paying a mortgage is cheaper than rent. I know I would need to work on my credit. I need to come up with a down payment What's a good percentage to put down? I want a big family, should I buy a big house initially then grow into it, or buy a small house, sell the buy a big one? Any advice? details >>>

As with any market, trading on eBay is not without its hassles and snags. First of all, it should be duly noted that eBay is an online market/transaction facilitator. It merely becomes a means for the buyer and the seller to meet. Because of its online nature, eBay's auction listing provides the buyers with a wide selection of goods. The buyers are also enabled to review the seller through the seller's feedback rating. This helps the buyer decide whether or not to pursue the trade. The sellers on the other hand, benefit from a wider audience due to the popularity of the Internet and eBay. eBay enables them to post easily, quickly, and extensively. When eBay connects buyer and seller, the transactions truly begin as well as the headaches. Even with the automated nature of most of today's transactions, eBay is still built on the basic foundation of trading: trust. A good deal of trust is involved in eBay trading. The buyer has to trust that the seller is listing a legitimate... details >>>

Everyone likes to save money but it's important to keep in mind lower premiums may not be the best way to save money in the long term when buying life insurance. The first consideration is there are two quite different types of life insurance - term life insurance and permanent life insurance -- and multiple ways a policy can be purchased. This complexity basically demands the buyer to do some background research, and carefully compare life insurance quotes. Life insurance is not one-size-fits-all and when comparing your options make certain you are comparing apples-to-apples to get the best low cost life insurance.Before you buy a life insurance policy you should decide what type of policy is best for you and focus your efforts on financially sound life insurance companies. Check each company out with independent insurance company rating agencies and eliminate any that don't get high ratings. The obvious step in terms of saving money is to take your time and compare life insurance... details >>>

My next door neighbors left their house over a year ago, and about six months ago, there was a notice posted on their door stating they were in default for their mortgage with Countrywide. There hasn't been anyone there, no action or movement. It's a really nice house and the price of the mortgage was cheap! ($55,000). Is there a way to go about finding out how to buy the house? Would I contact Countrywide? Thanks! details >>>

I'm buying a new house! I close on Monday! wooo hooo! Not bad for a 26 year old and a 24 year old to be married in June. House was appraised for $315k (originially listed for $400k a year ago), and we're paying $275k, how's that for a deal?? We got a 6% rate on our 30 yr, fixed mortgage, with 20% down, or $55,000. Not bad eh?? This is in Palm Beach County, Florida. It will probably go down a bit more, but not much, houses are selling still way above this price, according to the past 3 months of comps, most are selling well into the mid-300's recently. I think you gotta catch it on the way down, while it's still going down. Otherwise you will miss the botton, how can you possibly know you're at the bottom??? You don't until it's going up!!! And so are the prices, and all the desperate sellers are hopeful!! Too late, there goes your steal. Do you agree? Also, we plan on living there for at least 5 years if not 10. ... details >>>

Hey all: my husband and i are having a baby and need a larger place since we own a very small 1 bedroom condo. We are upside down in our mortgage since the home prices in our neighborhood have gone down like crazy. We would probably qualify for a second mortgage with a good rate since our credit is excellent. my condo assoc does not allow rentals. property is in south florida Question:what happens if i buy a second home and then decide to foreclose the first one? thanks! we'd owe an amount of money that we can't possibly pay at closing if we sell now. thanks to everyone who takes the time to respond, keep them comin'! i was told that we would need to come up with the difference in what the property is sold for and what we owe at closing in order to do that by someone in my bank. Well one of our friends did it and she never got tax? how come? ... details >>>

Hey all. Well, I want to buy some DVDs (Smallville Seasons) and because I'm 15 years old I don't have credit card. So I want to ask you how I can eary money easy online to buy that DVDs. DVDs cost $125. Please help... Don't tell me that old washion way, because I'm not living in USA and I don't know about that things how to earn money details >>>

What is the difference between buying a house as a second home or as an investment property? Which one is better from mortagage rate and insurance stand point? Are there any advantages of one over the other? I heard that mortgage rates and home owners insurance is less on 2nd home. Can a house bought as a second home rented out after the purchase? details >>>

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With Christmas fast approaching, one of the people that should be in your gift list is your teacher, especially your favorite teacher. Although it may be considered tacky to give gifts to your professors as some may see it as a form of bribery; you can still give gifts as long as they are not too expensive. It is one way of showing teachers that you appreciate the efforts that they... details >>>