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I sell different products from my company, here in Bakersville where I live and in places like Ledger, Wing, Red Hill, Boonford, Buladean, Clarissa, Hawk, and Bandana. I have a family that I love dearly - my wife and two kids. I support them with the commissions that I get when I make a sale. Naturally, my income goes up and down every month. It’s sometimes hard to stick to a budget, and we sometimes have financial difficulties. Thus, we were living from payday to payday. Luckily, I could depend on Bakersville Title Loans because I have used their services at times when we found that our money was not enough to get us through to the next payday. For example, let me tell you what happened three weeks ago. We had to bring our two kids to the hospital because of the flu. It was just the flu but it had a bit of an impact on our budget. I immediately got to the website of Bakersville Title Loans and submitted my online application. After a short while, ... details >>>

It is really difficult being a single mother. The implications of not having a husband to help out is heavy on my shoulders and my heart. I am grateful that there is such a thing as car title loans to ease my burden once in a while. A few weeks ago, I suddenly found myself drowning in bills to pay. On top of that, one of my children got sick and I had to bring her to the hospital. I have a job as a server in a restaurant here in Robbinsville, and we have customers from various places such as Nantahala, Topton, Rhodo, Yellow Creek, Wesser, Milltown, Stecoah, and Cheoah. I asked my friends to lend me some money, but they were having problems too. I did not want to go to the bank to file an application for a loan. I knew that it would surely be disapproved because of my poor credit score. One day, a customer who had become a friend came to the restaurant, and we talked for a while. I mentioned my problem and he explained that a Robbinsville car title loan could ... details >>>

I’m a measurer and sales rep for a local window shade company. My husband Marcus works in operations at a carpet cleaning company. We have two children, Brad (8) and Katy (11). We also claim a brown cocker spaniel who we’ve named Dexter. We all reside in Shelby, North Carolina. My loan story originates with Dexter. He got into something he shouldn’t have and was acting odd. He was lethargic and not his rambunctious self. The vet advised us that we should leave Dexter at the pet hospital overnight for observation. The next day, Dexter seemed to be in much better spirits. The vet told us that he probably got into something he shouldn’t have and thus became ill. When we received the vet bill, it was huge. We never had a pet get sick on us before and therefore weren’t anticipating such an “unsightly” bill. I looked down at Dexter as he sat placidly looking up at me with his tail wagging. I knew I had to find a way to pay the bill as we very well may need ... details >>>

I currently work as a sales representative for a pool and spa distributor. My lovely wife Bess bides her time graciously working for a local ladies’ boutique. A year or so back, I ran a dry cleaning store. Unfortunately, at the time, a client sued me for damages with regards to the cleaning of several of his garments. To be honest with you, at this juncture, I was about to give up and sell the business anyway since I was not generating a profit whatsoever. Finally, the court-ordered judgment was the straw that broke the camel’s back. I already had someone willing to buy the business. However, they wouldn’t be ready to do so for about another month. I was financially tapped out. Nevertheless, once the individual bought my existing business, I’d have a little cash to play with and could pay off any existing obligations. Plus, my wife’s income would help to some degree. However, in the meantime, I needed to get this judgment out of the way. A good many of our social... details >>>

I work at a local tanning spa where we provide customers with tanning beds and tan spray applications. I am responsible for the operations aspect of the business. My wife Nan works for a different type of spa where she provides clients assistance with Botox injections and mesotherapy. We reside in Hendersonville, North Carolina. Several months back, our financial obligations had become so pressing that Nan and I decided to rid ourselves of the debt once and for all by filing bankruptcy. We weren’t alone in this situation as our many friends and acquaintances in town and within the outlying areas of Horse Shoe, Mountain Home, Mills River, Naples and Balfour were taking the same course of action. However, we were hitting one glitch – we needed money now to address the bankruptcy filing fee. Certainly, we’d have enough to cover it down the road in a few short weeks; however, this wasn’t going to do anything to distract our creditors in the meantime. Then, one ... details >>>

I’m an accountant and tax return preparer. My husband Andrew is an installer for a skylight installation company. We reside in Gastonia, North Carolina. One of Andrew’s and my shared interests is art. Therefore, when a new gallery opened in a nearby metropolitan market, we were in attendance. Normally, new gallery openings mean new talent. This particular gallery was showcasing the latest works of new artists with their respective works being up for sale. I found one piece of art by a relatively new artist I was unable to get out of my mind. I called the gallery and asked if they could put a twenty-four hour hold on the piece of art as I greatly wanted to buy it. I talked it over with my husband and he liked it as well. The problem was neither of us would have any disposable income for several weeks. I certainly wasn’t going to dip into the retirement funds either. Then, I remember certain clients in our town as well as the neighboring communities of South Gastonia... details >>>

I work as a sales representative for a telecom equipment dealer. My wife Bess works in personnel for a company that sells commercial sound systems. We reside in Charlotte, North Carolina. Although I’m a sales representative, my first passion is writing. I haven’t made the New York Times bestseller list; however, neither have a great many other writing enthusiasts. Nonetheless, I’m all for marketing. Therefore, when I suggested to Bess I submit my finished work to a vanity publisher she thought it was a good idea. The difference between regular publishers and a vanity press is if the latter approves your work, you have to market it. Also, naturally, you do not receive the exposure as you would with a major publishing house. Still, you do receive a great deal of market presence, and something, in my opinion, is better than nothing. I had a ball park figure what it would cost to self-publish. Friends of mine in town and the surrounding areas of Newell, Harrisburg... details >>>

I work at a small nursery outside of Concord, North Carolina. My husband Dave and I enjoy fishing when we have the chance. One weekend, Dave proposed we do just that—he had rented a cabin by a lake about 120 miles northwest of where we live. He swore a friend of his, who lives in Gosnell, said the place was a great spot for fishing. I agreed to the idea so off we went on a beautiful, sunny April day. As we drove to our destination, I reclined the seat a little, relaxing and taking in the sight of the budding trees and soft hues cast by the early light. I was looking forward to this fishing trip. Suddenly, my cell phone interrupted my blissful thoughts. I opened the flip. Marlene, my 20-year-old daughter was calling. She said she stopped by the house to check on things, and there was only a trickling stream of water coming from the faucet to the tub in the bathroom. She had called the plumber, and he indicated to her that some pipes behind the fixture would need replacement... details >>>

I’m a stay-at-home mom. My husband, Phil, and I reside in Wilmington, North Carolina. Phil works as a welder locally, and in the surrounding communities of Whiteville, Elizabethtown,  Shallotte, Burgaw, Oak Island, and Sunset Beach. My children, Lori and Benjamin keep me plenty busy along with my everyday activities of meal preparation and housecleaning. One day, while shopping, at a local discounter, I had my back turned for a moment, looking at some pillowcases, when I heard my little one, Lori, give a little yell. “Mama!” she squealed. She was pointing her finger at a young man, about 19 or 20 running down the aisle we were in. He had just snatched my purse!  Needless to say, this was quite alarming as my credit cards, personal info. And $200.00 cash were inside my wallet. The thief was gone before I could do anything. Now I was faced with replacing or reporting the cards and information he’d already taken. However, I was pretty certain he’d ... details >>>

We all know that times are tough. The economy is struggling - businesses are suffering, properties are upside down, and people just can't seem to get out of debt. While many people choose to sit around and talk about how bad things are, other individuals have sought out help. In North Carolina, for instance, many people are using auto title loans as a source of cash for solutions to their problems. In metro Charlotte alone, hundreds of people are applying everyday for a title loan. This type of financial aid uses the value of one's automobile to secure the loan. The reason a title loan is such a great option for today's economy is because people with bad credit are approved and the processing is extremely fast. Banks are becoming less generous with their principal amounts and more strict with who they approve, while getting a car title loan in North Carolina is easy and the amount one can borrow is dependent upon the value of the borrower's auto rather than their credit... details >>>