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Summarys The need to explain the wording of policies, especially those relating to critical illness cover. The innovative introduction of placing illnesses into groups, which will give customers a greater choice of cover. Few of us are insured against severe illnesses even though it may occur without warning. Unum Provident, the income protection provider, has carried out research that shows only 4.2% of the Britons work force possess critical illness cover, even though they will collect a lump sum if they have  a stroke, heart attack or suffer from cancer. 18 per cent of the population believe the insurance to be too dear, the survey reveals, which give reasons for the low take up. Would-be clients are also puzzled by the phrasing of policies and the disparity between constant health insurance and critical illness cover. An operational party formed by the AIB, is currently re-examining the  phrasing of policies. The situation could turn out to be much more ... http://cheap-cic-insurance-protection....