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There are some basic things you should know that in the general and specific funds, you will have to invest in mutual funds. And poverty, the history of investment funds was disbanded. To absorb the assets of these funds to other funds and fund managers have been given new fund management. In addition, the average fund managers have limited experience. Mutual fund companies do not want the poor performance of the funds in its family of long-term fund. Ineffective in reducing the average return of its funds. In addition, financial resources, makes the fund's asset class in the fund to the performance comparison between the best, rather than one after another at the bottom of the list. For example, if you look at the 50 large-cap growth funds relative performance of the first to see ABC's rate of return on the fund over the past five years, 19% a year on average, and certain funds have lost 2% a year on the same period, the investment of your money? In a certain company... http://financialages.com/mutual-funds/...