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The recent whipsaw gyrations of stock markets worldwide have kept many an investor on pins and needles lately. Since the beginning of 2008, the US stock market has shed over 40% of its value, with trillions of dollars being lost. IRA and 401k investors are especially worried that their retirement funds won't be there when needed, and for good reason. Much of their investment capital is tied up in mutual funds, and recently they have helplessly watched in horror as their savings evaporated.To cut their losses, many investors have liquidated their accounts and moved into cash. Such a move does stop the bleeding, but what to do next? Cash doesn't earn much, whether it's held in supersafe Treasuries, CDs or Money Market Accounts. Investors are lucky to get 2% on their money and even those paltry earnings are taxed.Some investors have been taking a more active role in managing their retirement accounts by moving at least some of their money into Self-Directed IRAs. The... http://www.clickbanklib.com/2009/11/se...